Employees are advised to consult with Human Resources to obtain detailed information about any of the insurance coverage plans outlined here within, for further information regarding employee eligibility and for plans services access and enrollment deadlines. Benefit deductions are determined by coverage election and employee pay cycle. The College provides, upon hire and annually thereafter for eligible employees, a rate sheet detailing employer contributions, employee contributions, and COBRA coverage costs. Please refer to the current Fiscal Year Deduction schedule for further details.
A. Health Insurance Coverage:
Eligible employees may enroll in Health Insurance Coverage Plans offered through the City of Quincy’s City-Wide Group Insurance Plan to be financed by the Board and coverage plan participants. The College pays a portion of the premium cost depending on the selected coverage plan. An eligible employee is entitled to enroll in College offered health Insurance coverage of his/her choice within 30 days of his or her date of hire or eligibility, upon experiencing a qualifying event or annually during the period of Open Enrollment. Once enrolled, an eligible employee may change his/her coverage plan options only during the period of Open Enrollment that occurs annually during the month of May. Benefit deductions are determined by coverage election and employee pay cycle.
For further details regarding plan coverage and special membership advantages, enrolled employees should refer to the coverage plan’s member services website available in the enrollment materials.
B. Dental Insurance Coverage
Eligible employees may enroll in Dental Insurance Coverage Plans offered through the City of Quincy’s City-Wide Group Insurance Plan to be financed by the Board and participating members. The College pays a portion of the premium cost. An eligible employee is entitled to enroll in College offered Dental Insurance coverage of his/her choice within 30 days of his or her date of hire, upon experiencing a qualifying event or annually during the period of Open Enrollment. Once enrolled, an eligible employee may change his/her coverage plan options only during the period of Open Enrollment that occurs annually during the month of May.
C. Life Insurance Coverage:
All active Regular benefit eligible employees are offered Life Insurance and accidental death and dismemberment insurance pursuant to the City-Wide Group Insurance Plan to be financed by the Board and participating members. Basic and Voluntary Group Life Insurance Plans are offered upon hire and Part-time eligible employees will receive pro-rated benefits. Quincy College provides Life Insurance through Boston Mutual Life Insurance Company. If you do not elect coverage within thirty days from date of hire, you must wait until the Open Enrollment period in May to enroll. Elected coverage becomes effective on the first day of the month following the new deduction from your paycheck and the employee shall receive notification of effective date.
Basic Coverage: The cost of basic coverage is shared between the employee and the College while. The College pays a portion of the premium cost of the Basic Life Insurance Coverage. Coverage is effective 30 days after initial payroll deduction is made. Basic coverage may be carried into retirement and continues as long as contributions are made.
Voluntary Coverage: An eligible employee must enroll in Basic Coverage to be eligible for Voluntary Coverage enrollment. The employee is responsible for paying the full cost of the Voluntary Coverage. Voluntary coverage is reduced upon retirement and coverage is terminated at age 75.
Original: June 2006