Financial Aid

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We offer competitive financial aid packages to assist you in pursuing an even more affordable education. Get started today and submit a FREE application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. Federal school code: 002205

The Quincy College Financial Aid Office determines the financial aid available to eligible students based on the information provided in their FAFSA (Free Application for Federal Student Aid) and counsels them through the financial aid process. Financial aid is available through federal and state grants, scholarships, loans and work study programs. Most students receive an aid package that combines several different types of assistance.

Each year approximately 50% of the student body receives some type of financial assistance. Quincy College recognizes the importance of finding the necessary resources to finance education for students. The Financial Aid Office is committed to helping students through the financial aid process. However, it is important to remember that the amount of financial aid a student is eligible for may not cover all of the costs associated with their education. Financial Aid is intended to supplement the student and parent(s) contribution to the costs of college and is based on financial need.

Students should apply for financial aid early and respond to all requests for additional information in a timely fashion.

In order to remain eligible for financial aid, students must maintain Satisfactory Academic Progress (SAP). This academic progress is measured twice each school year. In order to maintain SAP, students must complete 67% of the courses they attempt. This measurement is taken cumulatively to include all courses attempted at Quincy College. Additionally each student must maintain a cumulative Grade Point Average (GPA) of 2.00. If a student has not achieved the necessary SAP, he/she will be given one semester of academic probation. By the end of that semester, he/she must bring their GPA and completion percentage to the level required. If the student’s progress does not improve after their probationary period, he/she will lose financial aid eligibility until they have reached acceptable levels of academic progress. See the Satisfactory Academic Progress Policy for further information.

For Student Loan Repayment Information please visit https://studentaid.ed.gov/sa/repay-loans.


CONTACT US

Phone: (617) 984 – 1620

Fax: (617) 984 – 1769

Email: Financialaid@quincycollege.edu

Mailing Address:

Financial Aid
Quincy College
1250 Hancock Street, Suite 203N
Quincy, MA 02169


Helpful Financial Aid Resources

Financial Aid Eligibility Requirements

  1. You must be a U.S. citizen or an eligible non-citizen (Permanent Resident)
  2. You must be enrolled in a degree or certificate program.
  3. You must not be in default on a student loan or owe a refund on any other federal/state aid program.
  4. You must be in good academic standing and making Satisfactory Academic Progress in accordance with the Satisfactory Academic Progress Policy
  5. You must be registered with Selective Service if you are male.
  6. You must not have been convicted for possession or the sale of illegal drugs while receiving financial aid. (See Alcohol & Substance Abuse Policy)
  7. You must not be receiving financial aid at another college or university.

Types of Financial Aid

When your financial aid package is complete you will receive an award letter in the mail. The award letter is an ESTIMATE of the aid you will receive to help cover your educational costs for the academic year. Your award is based on full-time enrollment (at least 12 credits for each semester). If you attend less than full-time, your Financial Aid Award will be reduced to reflect your enrollment status. This award also assumes that you have or will meet all eligibility requirements. If you receive requests for additional information, please respond immediately. Delays can lead to the cancellation of your Financial Aid Award. The Financial Aid Office reserves the right to amend or cancel any award within Federal, State, and College guidelines.

Federal Pell Grant. The Federal Pell Grant is a need-based program that is available to undergraduate students who have not obtained a Bachelor’s Degree. Federal Pell Grants do not need to be repaid. Pell Grant amounts are determined by a student’s enrollment status and Expected Family Contribution (EFC).The actual amount that a student receives will be determined after the add/drop period of each semester.

Federal Supplemental Educational Opportunity Grants (FSEOG). FSEOG is a need-based program and is awarded to students showing the greatest need based on their EFC. Those with a zero EFC will receive these funds first. FSEOG is a grant that does not need to be repaid. Students must be enrolled at least half-time (6 credits per semester) to receive this award. Funds are limited and are awarded on a first come, first served basis.

Mass Grant. Mass Grant is a need-based program that is awarded to eligible students by the Office of Student Financial Assistance via roster to Massachusetts residents who had their Free Application for Federal Student Aid (FAFSA) processed by May 1st. These students must also be eligible for the Pell Grant. Students must be enrolled full-time (at least 12 credits) to receive the Mass Grant.

Mass Part-time Grant. The Mass Part Time Grant is a need-based program awarded to Massachusetts residents enrolled in at least 6, but not more than 11 credit hours. These students must also be eligible for the Pell Grant. Funds are limited and are awarded on a first come, first served basis.

Federal Direct Subsidized Stafford Loan. The Federal Stafford Loan Program is need-based and must be repaid. To be eligible, a student must be enrolled at least half-time (6 credits each semester). The Federal Government pays the interest that accrues while the student is in school and during the periods of deferment. Repayment begins six months after a student graduates, stops attending college or enrolls less than half time. The interest rate is variable and is set annually on July 1st of each year. Students must complete a Loan Entrance Counseling Session and fill out a Master Promissory Note (MPN) in order to receive these funds.

Federal Direct Unsubsidized Stafford Loan. The Unsubsidized Stafford differs from the Subsidized Stafford Loan in that the student is responsible to pay the interest that accrues while in school and during deferment periods. A student may request repayment of the interest until entering repayment on the subsidized loan.

Federal Direct PLUS Loan. The Federal PLUS Loan is not guaranteed. It is a credit-based loan, based on your parent’s credit. Students must still fill out the FAFSA in order to be eligible. For a PLUS Loan the parent is the borrower and is responsible for repayment. Repayment begins 60 days after the second disbursement of the loan.

Federal Work Study. This is part-time employment program. Wages are paid directly to the student for actual hours worked. Positions are both on and off campus. Students must interview for each position. This is a need-based program but not all students with need will receive work-study assignments, as funds and positions are limited.

Alternative Loans. Students requiring additional financial assistance may inquire at the financial aid office regarding information concerning alternative loan sources. Eligibility is determined by the lender and is based on the applicant’s credit worthiness. Lenders may require a co-signer.

Presidential Scholarship. A limited number of scholarships are available each academic year to deserving students applying to the College for the first time. A separate application is not required. Recipients are determined by the Admissions office.

Academic Scholarships. The Academic Scholarship Program is offered during each spring semester. Recipients are invited to the annual Honors Convivium. Funds are for use in the following fall semester. These scholarships are available for use at Quincy College only and cannot be transferred to another school. A selection committee from the Quincy College community determines the award recipients. Applications are made available in the financial aid office, at the Plymouth campus, and online. Announcements for these scholarships will be posted on the College campus monitors, online, and on bulletin boards on campus in both Quincy and Plymouth.

Institutional Aid. A limited number of need-based grants are available each semester to students who need help with tuition costs and have exhausted all other sources of aid and have experienced some unexpected financial crisis. In order to request this grant, a student must be in good academic standing and have applied for financial aid. If those two criteria have been met, the student can fill out the application in the financial aid office. Supporting documents explaining the special circumstances that have caused him/her to need this award maybe required. Funds are limited and are not guaranteed. Decisions are made by committee, are final and cannot be appealed.

Barnes & Noble Book Scholarship. Barnes & Noble contributes a limited amount of funds each academic year to assist students who need help with book costs and have exhausted all other sources of aid and are still unable to purchase books necessary to complete their coursework successfully. Applications for this funding are available in the financial aid office. Funds are limited and are not guaranteed. Decisions are made by committee, are final and cannot be appealed.

Homeless Student Emergency Fund. A limited amount of funding is available for students that are homeless or in danger of becoming homeless. Students in this situation are encouraged to speak to a Student Success Coach to explain their circumstances. Final approval is determined by committee and is not guaranteed nor can it be appealed.

Financial Aid FAQ

What is Financial Aid?

Financial Aid is the general term used to describe funds used to help students pay for their college education. Financial Aid consists of student loans (which students are required to pay back), grants and scholarships (which do not need to be repaid.) and Work-Study (part time employment).

How do I apply for Financial Aid?

Students must fill out the FAFSA (Free Application for Federal Student Aid). Once you have submitted a FAFSA with the Quincy College School Code (002205) the Financial Aid Office will contact you at the email address listed on your FAFSA and let you know what other documents are needed. Keep in mind that it takes approximately a week for Quincy College to receive your FAFSA once you submit it.

Is there a deadline to apply for Financial Aid?

Quincy College encourages all students to submit their FAFSA before the May 1st Massachusetts Financial Aid deadline. New students wishing to begin in the spring semester should apply before November 1st. Because there is no Federal deadline within an award year, applications received after those dates will still be considered for aid. However, late applicants may not receive their award decisions prior to the start of classes.

My FAFSA has been selected for verification, what does that mean?

If your FAFSA is selected for verification it means that you need to provide additional documentation to verify that the information you provided on your FAFSA is correct. This is perfectly normal. Approximately half of the financial aid applicants at Quincy College are selected for verification either by the Federal Government or by the college.

I have been contacted by IDOC regarding my verification documents, what is IDOC?

IDOC is the Institutional Documentation Service; a secure document processing service operated by the College Board which allows colleges to more quickly and accurately process financial aid documentation. You should follow the directions in the email sent to you by IDOC. For more information please visit the IDOC website.

I have been offered a student loan how do I accept it?

You accept the student loans offered to you by completing the Master Promissory Note and the Entrance Counseling Session.

Where can I find the Master Promissory Note and Entrance Counseling Session?

To complete the Master Promissory Note and Entrance Counseling Session go to http://www.studentloans.gov and log in with the PIN from your FAFSA.

How long does it take to receive my financial aid award letter?

The average is 3-8 weeks; however it is different for each student. In some cases it may take several weeks longer depending on what additional documentation a student’s file requires and on the time of year. The busiest time of year in the financial aid office is April through September. During those months it takes longer for a student’s application to be processed due to the high volume of applications the financial aid office receives.

Why didn’t I receive more financial aid?

The Federal Government sets strict limits on the amount of financial aid students are eligible to receive. If your tuition costs exceed the amount of financial aid you are eligible for, contact the financial aid office for other options in covering your educational expenses.

Do I need to apply for Financial Aid every year?

Yes. Each school year uses a new FAFSA application. You should log onto the FAFSA website (fafsa.ed.gov) before the dates listed above to complete the application. Note: you do not need to fill out a new FAFSA for each semester.

Do I need to be a full time student to receive Financial Aid?

No. Part-time students may also be eligible for aid. Keep in mind that if you enroll less than full time your financial aid package will be adjusted according to the number of credits you enroll in, based on the type of aid you receive.

How many credits do I need to enroll in to be considered a full time student?

Students enrolled in 12 or more credits are considered full time. The enrollment statuses are listed below:
Full Time: 12+ credits
Three Quarter Time: 9-11 credits
Half Time: 6-8 credits
Less than Half Time: Fewer than 6 credits

Is financial aid available for the summer sessions or winter intersession?

Aid for these semesters is available to some students. Contact the financial aid office to see if you qualify.

I have financial aid at another school but am planning on transferring to Quincy College. How can I have my information sent to Quincy College?

In order to send your financial aid information to Quincy College, log into your FAFSA and go to “Add or delete school code”. Add the Quincy College School Code (002205). It takes approximately a week for Quincy College to receive your FAFSA after you have added the school code.

Should I apply for Financial Aid if I have already paid for my classes?

Yes. Students can be reimbursed the money they are eligible for, provided they complete their application before the end of the school year.

Am I able to use financial aid to buy my books?

If you have any financial aid funds left over after your tuition and fees have been paid, you may receive a book voucher for the remaining amount to use towards your text books. Book vouchers are only available for a short time at the beginning of the fall and spring semesters.

How will I receive my Financial Aid?

Your financial aid is paid directly to your student account in the Business Office. If there is aid left over after all charges have been covered, the Business Office will mail you a refund check. Checks are usually sent in the middle of the semester. You may contact the Business Office at (617) 984-1630.

If I withdraw from classes will my financial aid be affected?

Possibly. If you withdraw from all of your classes we are required to perform a calculation which may change the amount of your financial aid for that semester. If you withdraw from some, but not all of your classes in a given semester, it typically will not affect your aid for that semester. However, all withdrawals negatively impact your Satisfactory Academic Progress (SAP) and may prevent you from receiving financial aid in the future. Please see the Satisfactory Academic Progress Policy for more information.

I just want to take a few classes at Quincy College, am I still eligible for financial aid?

No. In order to be eligible for financial aid you must be enrolled in a degree or certificate program at Quincy College.

I currently receive financial aid at another school but I want to take classes at Quincy College, am I eligible for aid?

You cannot receive financial aid at two schools at the same time. If you need to take classes at Quincy College for the program at your other school, you should contact the Financial Aid Office at your other school to discuss your options.

When will I receive my refund check?

The Financial aid office does not handle the refund checks, please contact the Business office to find out the status of your refund.

I am finished with school, where can I find information on repaying my student loans?

The best place to find information regarding your student loans is on the Department of Education’s Student Loan website: studentloans.gov. Information specifically about repayment can be found here (studentaid.ed.gov).

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Contact Info:

Quincy Campus

1250 Hancock Street
Quincy, MA 02169

Tel:  (617) 984-1700

Plymouth Campus

36 Cordage Park Circle
Plymouth, MA 02360

Tel:  (508) 747-0400

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Business Hours

Monday – Thursday 8:00am-6:15pm
Friday 9:00am-4:00pm

Business Hours

Monday – Thursday 8:00am-6:15pm
Friday 9:00am-4:00pm

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